One Score will Reveal Your Environmental Risk
Know your environmental risk for corporate operations and all its subsidiaries. Utilize Enviroscore intelligence to provide information in your environmental disclosures or annual report for shareholders.
Shareholders and executives want up-to-date "monitoring" and control of their assets. Enviroscore provides the initial overview and its "monitoring" of assets. This coverage for REITS can mean the difference to the bottom line.
RESIDENTIAL HOME OWNERS
When buying a home, it is important to be informed of environmental conditions surrounding your home. Enviroscore provides a radius search of your residential property and gives you the power to know "what's in your backyard." Information about your home serves to provide awareness for the safety and security of your family. Know where the fire hazards zones are, landslide areas and earthquake zones.
Provide underwriting with the tools to evaluate risk quickly regarding a business or property site. Fast analytics provide quicker decisions on potential risks and a better understanding of the specific risks involved in claims coverage.
Loans can have a systematic structure that requires no training to loan officers and can be implemented in seconds on a loan application platform. Easy scores for customers to understand and faster loa closings. Enviroscore gives banks a competitive egde over "old due diligence" methods.
Environmental due diligence for an impending sale transaction can be reviewed by a quick Enviroscore. Enviroscore assists business owners, large and small, with practical information to recognize the dynamics of environmental liability before the purchase. Property transactions do not have to be involved, but the review centralizes on the business operations and practices only, which can also carry environmental risks.
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Enviroscore was initially developed through an environmental consulting firm, Accusess Environmental, Inc., based in Baton Rouge, Louisiana, to solve a problem for the banking community. This was cultivated from an uneventful meeting at a banker’s office one afternoon. The founder, Diane T, Baum, was detailing an Environmental Phase I report for submittal to a loan officer when he said, “I just wish these big reports were as simple as a credit score.” That “complaint” sent Diane to work on a simpler system to transform technical jargon and data into a simple score.
Research, studies and data were compiled and analyzed and a mathematical algorithm (Baum Quotient) was produced to simplify the complex findings of a Phase I report, transaction screen or audit.Enviroscore was born. Over the last three years our system has been fine-tuned to determine the best way to improve the service, as well as to create a nationwide standardized system in environmental review.
The new service of Enviroscore is emerging from three full years of a beta program concerning its environmental “scores” and reports to much success. TheEnviroscore process has been implemented by several contract clients and found to be an asset to their business practices. Through these arrangementsEnviroscore has acquired the knowledge and technical know-how to provide a nationwide service that can make environmental risk easy-to-understand.
DIANE T. BAUM
225 755.1200 Office